:root {
  --black: #000;
  --white: #fff;
  --gray: #444;
  --gray-light: #e3e3e3;
  --overlay: rgba(0, 0, 0, 0.78);
  --max: 75rem;
  --font: "Helvetica Neue", Helvetica, Arial, sans-serif;
  --track: 0.15em;
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--black);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea,
select {
  font: inherit;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  clip-path: inset(50%);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(100% - 2.5rem, var(--max));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: 1rem;
  z-index: 200;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  clip-path: inset(50%);
  white-space: nowrap;
  border: 0;
  background: var(--black);
  color: var(--white);
}

.skip-link:focus {
  width: auto;
  height: auto;
  padding: 0.75rem 1rem;
  margin: 0;
  overflow: visible;
  clip: auto;
  clip-path: none;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 90;
  transition: background 0.35s var(--ease), border-color 0.35s var(--ease);
}

.site-header--overlay {
  background: transparent;
  border-bottom: none;
}

.site-header--solid {
  background: var(--white);
  border-bottom: 1px solid var(--gray-light);
}

.header-inner {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: clamp(5.5rem, 9vw, 7rem);
  padding: 1.25rem 1.5rem;
}

.header-start,
.header-end {
  position: absolute;
  top: 1.25rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}

.header-start {
  right: 1.5rem;
  justify-content: flex-end;
}

.header-end {
  left: 1.5rem;
  justify-content: flex-start;
  min-width: 0;
  max-width: calc(50% - 7rem);
}

.logo {
  text-align: center;
}

.logo img {
  display: block;
  width: clamp(8.5rem, 16vw, 10.5rem);
  height: auto;
  margin-inline: auto;
  transition: filter 0.35s var(--ease);
  image-rendering: auto;
}

.site-header--overlay .logo img {
  filter: brightness(0) invert(1);
}

.site-header--solid .logo img {
  filter: none;
}

.header-end .header-phone {
  max-width: 100%;
  overflow: hidden;
  text-overflow: ellipsis;
}

.menu-trigger {
  display: inline-flex;
  flex-direction: column;
  justify-content: center;
  gap: 0.55rem;
  width: 2.75rem;
  height: 2.75rem;
  padding: 0;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.menu-trigger span:not(.sr-only) {
  display: block;
  width: 1.65rem;
  height: 2px;
  background: currentColor;
  transition: transform 0.3s var(--ease), opacity 0.3s var(--ease);
}

.header-phone {
  display: inline-flex;
  align-items: center;
  height: 2.75rem;
  font-size: clamp(0.82rem, 1.5vw, 1.05rem);
  letter-spacing: 0.02em;
  text-transform: lowercase;
  white-space: nowrap;
}

.header-phone:hover {
  opacity: 0.72;
}

.site-header--overlay .menu-trigger,
.site-header--overlay .header-phone {
  color: var(--white);
}

.site-header--solid .menu-trigger,
.site-header--solid .header-phone {
  color: var(--black);
}

.menu-panel {
  position: fixed;
  inset: 0;
  z-index: 120;
  display: grid;
  place-items: center;
  padding: 2rem;
  background: rgba(0, 0, 0, 0.96);
  color: var(--white);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.35s var(--ease), visibility 0.35s var(--ease);
}

.menu-panel:not(.is-open) {
  pointer-events: none;
}

.menu-panel.is-open {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.menu-panel nav {
  display: grid;
  gap: clamp(1.5rem, 3vw, 2.75rem);
  text-align: center;
}

.menu-panel a {
  font-size: clamp(1.15rem, 2.4vw, 1.85rem);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  transition: opacity 0.2s ease;
}

.menu-panel a:hover {
  opacity: 0.65;
}

.menu-close {
  position: absolute;
  top: 1.25rem;
  right: 1.5rem;
  width: 2.5rem;
  height: 2.5rem;
  border: 0;
  background: transparent;
  color: var(--white);
  cursor: pointer;
}

.menu-close::before,
.menu-close::after {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 1.35rem;
  height: 1px;
  background: currentColor;
  content: "";
}

.menu-close::before {
  transform: translate(-50%, -50%) rotate(45deg);
}

.menu-close::after {
  transform: translate(-50%, -50%) rotate(-45deg);
}

body.menu-open {
  overflow: hidden;
}

.hero-capital {
  position: relative;
  display: flex;
  align-items: flex-end;
  min-height: 100vh;
  min-height: 100svh;
  margin-top: 0;
  color: var(--white);
  overflow: hidden;
}

.hero-capital__media {
  position: absolute;
  inset: 0;
}

.hero-capital__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-capital__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to top,
    rgba(0, 0, 0, 0.72) 0%,
    rgba(0, 0, 0, 0.35) 45%,
    rgba(0, 0, 0, 0.2) 100%
  );
}

.hero-capital__content {
  position: relative;
  z-index: 1;
  width: 100%;
  padding: clamp(8rem, 12vw, 10rem) 0 clamp(3rem, 6vw, 5rem);
}

.hero-capital h1 {
  margin: 0 0 1rem;
  max-width: 14ch;
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 400;
  line-height: 1.15;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.hero-capital__lead {
  margin: 0 0 2rem;
  max-width: 30rem;
  font-size: clamp(0.95rem, 1.6vw, 1.05rem);
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.85);
}

.hero-scroll {
  position: absolute;
  left: 50%;
  bottom: 2rem;
  transform: translateX(-50%);
  font-size: 0.68rem;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.75);
}

.stats-band {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  background: var(--gray);
}

.stats-band__item {
  padding: clamp(2.5rem, 5vw, 4rem) 1.5rem;
  text-align: center;
  background: var(--black);
  color: var(--white);
}

.stats-band__value {
  display: block;
  margin-bottom: 0.5rem;
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  font-weight: 300;
  line-height: 1;
  letter-spacing: 0.04em;
}

.stats-band__label {
  display: block;
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.65);
}

.split-intro {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  min-height: clamp(22rem, 50vh, 32rem);
}

.split-intro__media {
  position: relative;
  min-height: clamp(18rem, 40vw, 28rem);
  overflow: hidden;
}

.split-intro__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.split-intro__content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(3rem, 6vw, 5rem);
  background: var(--white);
}

.split-intro__content h2 {
  margin: 0 0 1rem;
  font-size: clamp(1.35rem, 2.5vw, 1.85rem);
  font-weight: 400;
  line-height: 1.35;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.split-intro__content p {
  margin: 0;
  max-width: 28rem;
  color: var(--gray);
}

.section-header {
  padding: clamp(3.5rem, 7vw, 5rem) 0 0;
  text-align: center;
}

.section-header .container {
  max-width: 36rem;
}

.section-header p {
  margin: 0;
  color: var(--gray);
}

.product-grid-visual {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  margin-top: 2rem;
  background: var(--gray-light);
}

.product-tile {
  position: relative;
  display: block;
  aspect-ratio: 4 / 3;
  overflow: hidden;
  background: var(--black);
}

.product-tile img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}

.product-tile__overlay {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 1.5rem;
  background: linear-gradient(to top, rgba(0, 0, 0, 0.72) 0%, transparent 55%);
}

.product-tile h3 {
  margin: 0 0 0.25rem;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--white);
}

.product-tile p {
  margin: 0;
  font-size: 0.82rem;
  line-height: 1.45;
  color: rgba(255, 255, 255, 0.78);
}

@media (hover: hover) and (pointer: fine) {
  .product-tile:hover img {
    transform: scale(1.04);
  }
}

.panel-duo {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  background: var(--gray-light);
}

.panel-duo__item {
  position: relative;
  display: flex;
  align-items: flex-end;
  min-height: clamp(20rem, 38vw, 28rem);
  padding: 2.5rem;
  color: var(--white);
  overflow: hidden;
}

.panel-duo__media {
  position: absolute;
  inset: 0;
}

.panel-duo__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}

.panel-duo__overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.45);
  transition: background 0.35s var(--ease);
}

.panel-duo__content {
  position: relative;
  z-index: 1;
}

.panel-duo__content .eyebrow {
  color: rgba(255, 255, 255, 0.72);
}

.panel-duo__content h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.1rem, 2vw, 1.45rem);
  font-weight: 400;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.panel-duo__content p {
  margin: 0 0 1.25rem;
  max-width: 22rem;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.82);
}

@media (hover: hover) and (pointer: fine) {
  .panel-duo__item:hover .panel-duo__media img {
    transform: scale(1.03);
  }

  .panel-duo__item:hover .panel-duo__overlay {
    background: rgba(0, 0, 0, 0.58);
  }
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
  margin: 0 0 2rem;
  padding: 0;
  list-style: none;
}

.hero-points li {
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.82);
}

.hero-points li::before {
  margin-right: 0.5rem;
  content: "—";
  opacity: 0.5;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.page-intro {
  padding: clamp(4rem, 10vw, 7rem) 0;
}

.page-intro .container {
  max-width: 42rem;
}

.eyebrow {
  margin: 0 0 1rem;
  font-size: 0.72rem;
  letter-spacing: var(--track);
  text-transform: uppercase;
  color: var(--gray);
}

.page-intro h2,
.page-heading h1,
.statement h2,
.section-title {
  margin: 0 0 1.25rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 400;
  line-height: 1.35;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.page-intro p,
.statement p,
.prose p {
  margin: 0 0 1rem;
  color: var(--gray);
}

.prose h2 {
  margin: 2.5rem 0 1rem;
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 500;
  line-height: 1.35;
  letter-spacing: 0.02em;
  color: var(--black);
}

.prose h2:first-child {
  margin-top: 0;
}

.prose h3 {
  margin: 1.5rem 0 0.5rem;
  font-size: 1rem;
  font-weight: 600;
  color: var(--black);
}

.prose ul {
  margin: 0 0 1rem;
  padding-left: 1.25rem;
  color: var(--gray);
}

.prose li {
  margin: 0 0 0.5rem;
}

.prose a {
  color: var(--black);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.link-minimal {
  display: inline-block;
  margin-top: 1.5rem;
  font-size: 0.72rem;
  letter-spacing: var(--track);
  text-transform: uppercase;
  border-bottom: 1px solid currentColor;
}

.usp-grid {
  display: grid;
  gap: 1px;
  background: var(--gray-light);
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.usp-card {
  padding: clamp(2rem, 4vw, 3rem);
  background: var(--white);
}

.usp-card h3 {
  margin: 0 0 0.75rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
}

.usp-card p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--gray);
}

.product-grid {
  display: grid;
  gap: 1px;
  background: var(--gray-light);
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.product-card {
  display: flex;
  flex-direction: column;
  padding: clamp(2rem, 4vw, 2.75rem);
  background: var(--white);
}

.product-card h3 {
  margin: 0 0 0.75rem;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.product-card p {
  flex: 1;
  margin: 0 0 1.25rem;
  font-size: 0.92rem;
  color: var(--gray);
}

.product-card .link-minimal {
  margin-top: auto;
}

.statement {
  padding: clamp(4rem, 8vw, 6rem) 0;
  background: var(--gray-light);
}

.statement-grid {
  display: grid;
  gap: 3rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.cta-band {
  padding: clamp(3rem, 7vw, 5rem) 0;
  background: var(--black);
  color: var(--white);
}

.cta-band .container {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.cta-band h2 {
  margin: 0 0 0.5rem;
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.cta-band p {
  margin: 0;
  max-width: 32rem;
  color: rgba(255, 255, 255, 0.72);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 11rem;
  padding: 0.95rem 1.5rem;
  border: 1px solid var(--black);
  background: var(--black);
  color: var(--white);
  font-size: 0.72rem;
  letter-spacing: var(--track);
  text-transform: uppercase;
  transition: background 0.25s ease, color 0.25s ease;
}

.button:hover {
  background: transparent;
  color: var(--black);
}

.button-light {
  border-color: var(--white);
  background: transparent;
  color: var(--white);
}

.button-light:hover {
  background: var(--white);
  color: var(--black);
}

.page-heading {
  padding: clamp(8.5rem, 8vw, 10rem) 0 3rem;
}

.page-heading .container {
  text-align: center;
}

.page-heading p {
  max-width: 36rem;
  margin: 0 auto;
  color: var(--gray);
}

.section {
  padding: 0 0 4rem;
}

.section--tight-top {
  padding-top: 0;
}

.form-grid {
  display: grid;
  gap: 1rem;
}

.form-grid.two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.form-section-title {
  margin: 2rem 0 1rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--black);
}

.form-section-title:first-child {
  margin-top: 0;
}

label {
  display: grid;
  gap: 0.45rem;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

input,
textarea,
select {
  width: 100%;
  padding: 0.9rem 0;
  border: 0;
  border-bottom: 1px solid var(--gray-light);
  border-radius: 0;
  background: transparent;
}

select {
  cursor: pointer;
}

input:focus,
textarea:focus,
select:focus {
  outline: none;
  border-bottom-color: var(--black);
}

textarea {
  min-height: 9rem;
  resize: vertical;
}

.contact-layout {
  display: grid;
  gap: 3rem;
  grid-template-columns: 1fr 1.1fr;
}

.page-contact .section {
  padding-top: clamp(10rem, 10vw, 13rem);
}

.contact-intro {
  padding: clamp(9rem, 11vw, 11rem) 0 2rem;
  text-align: center;
}

.contact-intro h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 400;
  line-height: 1.25;
  text-transform: none;
  letter-spacing: 0.01em;
}

.contact-intro p {
  margin: 0;
  color: var(--gray);
  line-height: 1.7;
}

.contact-details {
  padding: 0 0 2.5rem;
}

.contact-cards {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.contact-card {
  display: grid;
  gap: 0.45rem;
  padding: 1.25rem 1.5rem;
  background: #f6f6f6;
  border: 1px solid var(--gray-light);
  text-decoration: none;
  transition: border-color 0.2s ease, background 0.2s ease;
}

a.contact-card:hover {
  border-color: var(--black);
  background: var(--white);
}

.contact-card__label {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gray);
}

.contact-card__value {
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--black);
}

.contact-form-section {
  padding: 0 0 4rem;
  background: #f6f6f6;
}

.container-form {
  width: min(100% - 2.5rem, 56rem);
  margin-inline: auto;
}

.enquiry-form--card {
  padding: clamp(2.25rem, 4.5vw, 3.25rem);
  background: var(--white);
  border: 1px solid var(--gray-light);
}

.form-panel + .form-panel,
.broker-fields .form-panel {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--gray-light);
}

.form-panel__title {
  margin: 0 0 1.35rem;
  font-size: 1.1rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: none;
  color: var(--black);
}

.form-fields {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.form-field {
  display: grid;
  gap: 0.6rem;
}

.form-field--full {
  grid-column: 1 / -1;
}

.form-field__label {
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: none;
  color: var(--black);
}

.enquiry-form--card input,
.enquiry-form--card textarea,
.enquiry-form--card select {
  width: 100%;
  padding: 1rem 1.15rem;
  font-size: 1rem;
  border: 1px solid var(--gray-light);
  border-radius: 0;
  background: #fafafa;
  color: var(--black);
  transition: border-color 0.2s ease, background 0.2s ease;
}

.enquiry-form--card input::placeholder,
.enquiry-form--card textarea::placeholder {
  color: #999;
}

.enquiry-form--card input:focus,
.enquiry-form--card textarea:focus,
.enquiry-form--card select:focus {
  outline: none;
  border-color: var(--black);
  background: var(--white);
}

.enquiry-form--card textarea {
  min-height: 8.5rem;
  resize: vertical;
}

.form-actions {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--gray-light);
  text-align: center;
}

.button-submit {
  width: 100%;
  max-width: 20rem;
  padding: 1rem 1.5rem;
  font-size: 0.78rem;
}

.enquiry-form--card .form-note {
  margin: 1rem 0 0;
  font-size: 0.82rem;
  line-height: 1.6;
  color: var(--gray);
}

.enquiry-form--card .form-note a {
  color: var(--black);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.info-stack {
  display: grid;
  gap: 2rem;
}

.info-stack h3 {
  margin: 0 0 0.75rem;
  font-size: 0.72rem;
  letter-spacing: var(--track);
  text-transform: uppercase;
}

.info-stack p,
.info-stack a {
  margin: 0 0 0.35rem;
  color: var(--gray);
}

.info-stack a:hover {
  color: var(--black);
}

.form-note {
  margin-top: 0.5rem;
  font-size: 0.82rem;
  color: var(--gray);
}

.disclaimer-band {
  padding: clamp(2.5rem, 5vw, 3.5rem) 0;
  background: var(--gray-light);
  text-align: center;
}

.disclaimer-band p {
  margin: 0 auto 0.75rem;
  max-width: 52rem;
  font-size: 0.78rem;
  line-height: 1.65;
  color: var(--gray);
}

.disclaimer-band p:last-child {
  margin-bottom: 0;
}

.site-footer {
  padding: 2rem 0 2.5rem;
  border-top: 1px solid var(--gray-light);
}

.footer-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  text-align: center;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gray);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1.25rem;
}

.footer-links a:hover {
  color: var(--black);
}

@media (max-width: 960px) {
  .contact-cards {
    grid-template-columns: 1fr;
  }

  .form-fields {
    grid-template-columns: 1fr;
  }

  .header-end {
    max-width: calc(50% - 6rem);
  }

  .usp-grid,
  .product-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .stats-band {
    grid-template-columns: 1fr;
  }

  .split-intro {
    grid-template-columns: 1fr;
  }

  .product-grid-visual {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .panel-duo {
    grid-template-columns: 1fr;
  }

  .statement-grid,
  .contact-layout,
  .form-grid.two-col {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .header-inner {
    position: relative;
    display: block;
    min-height: 5.5rem;
    padding: 0.875rem 1rem;
  }

  .header-start,
  .header-end {
    position: absolute;
    top: 0.875rem;
    min-width: 0;
  }

  .header-start {
    right: 1rem;
    left: auto;
  }

  .header-end {
    left: 1rem;
    max-width: calc(50% - 4rem);
  }

  .logo {
    position: absolute;
    top: 0.875rem;
    left: 50%;
    transform: translateX(-50%);
  }

  .logo img {
    width: clamp(6.75rem, 38vw, 8.5rem);
    height: auto;
  }

  .header-phone {
    display: inline-flex;
    align-items: center;
    min-height: 2.75rem;
    padding-inline: 0.1rem;
    font-size: clamp(0.72rem, 3.25vw, 0.82rem);
    letter-spacing: 0.01em;
  }

  .menu-trigger {
    width: 2.75rem;
    height: 2.75rem;
  }

  .menu-close {
    top: 0.875rem;
    right: 1rem;
  }

  .usp-grid,
  .product-grid,
  .product-grid-visual {
    grid-template-columns: 1fr;
  }

  .hero-capital h1,
  .hero-rotate__line {
    max-width: none;
    font-size: clamp(1.65rem, 8vw, 3.75rem);
  }

  .hero-home__content {
    width: min(100% - 2rem, 44rem);
    padding: clamp(6.5rem, 18vw, 9rem) 0 3.5rem;
  }

  .hero-home__eyebrow {
    font-size: clamp(0.9rem, 3.8vw, 1.15rem);
  }

  .button-hero {
    min-width: 0;
    width: min(100%, 16rem);
  }

  .container,
  .container-narrow,
  .container-form {
    width: min(100% - 2rem, var(--max));
  }

  .welcome-block h2,
  .intro-block h2,
  .apply-block h2,
  .contact-intro h1 {
    font-size: clamp(1.35rem, 6vw, 1.85rem);
    line-height: 1.35;
    text-wrap: balance;
  }

  .section-heading {
    font-size: clamp(1.35rem, 5.5vw, 2rem);
    text-wrap: balance;
  }

  .contact-intro {
    padding-top: clamp(7.5rem, 22vw, 9rem);
  }

  .page-heading {
    padding-top: clamp(7.5rem, 22vw, 9rem);
  }

  .product-row {
    min-height: 11rem;
  }

  .product-row h3 {
    font-size: 0.92rem;
  }

  .product-row p {
    font-size: 0.88rem;
    line-height: 1.5;
  }

  .disclaimer-band {
    padding: 2rem 0;
  }

  .disclaimer-band p {
    width: min(100% - 2rem, 52rem);
    font-size: 0.75rem;
  }
}

/* Homepage — Expert Lending inspired layout */
.container-narrow {
  width: min(100% - 2.5rem, 42rem);
  margin-inline: auto;
}

.section-heading {
  margin: 0 0 2rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 400;
  line-height: 1.35;
  text-align: center;
  text-transform: none;
  letter-spacing: 0.01em;
}

.hero-home {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 100vh;
  min-height: 100svh;
  color: var(--white);
  text-align: center;
  overflow: hidden;
}

.hero-home__media {
  position: absolute;
  inset: 0;
}

.hero-home__media video,
.hero-home__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-home__overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.42);
}

.hero-home__content {
  position: relative;
  z-index: 1;
  width: min(100% - 2.5rem, 44rem);
  padding: clamp(7rem, 12vw, 9rem) 0 4rem;
}

.hero-home__eyebrow {
  margin: 0 0 1.5rem;
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--white);
}

.hero-rotate {
  display: grid;
  margin: 0 0 2.5rem;
}

.hero-rotate__line {
  grid-area: 1 / 1;
  margin: 0;
  font-size: clamp(2rem, 5.5vw, 3.75rem);
  font-weight: 400;
  line-height: 1.2;
  letter-spacing: 0.02em;
  text-transform: none;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
  pointer-events: none;
}

.hero-rotate__line.is-active {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.button-hero {
  min-width: 13rem;
  margin-top: 0.5rem;
}

.welcome-block {
  padding: clamp(4rem, 8vw, 6rem) 0;
  text-align: center;
}

.welcome-block h2 {
  margin: 0 0 1.5rem;
  font-size: clamp(1.6rem, 3.2vw, 2.25rem);
  font-weight: 400;
  line-height: 1.3;
  text-transform: none;
  letter-spacing: 0.01em;
}

.welcome-block p {
  margin: 0 0 1rem;
  color: var(--gray);
  line-height: 1.75;
}

.welcome-block__tagline {
  margin-top: 2rem !important;
  font-size: 1.05rem;
  font-weight: 500;
  color: var(--black) !important;
}

.welcome-block__chat {
  margin-top: 1.25rem !important;
}

.welcome-block__chat a {
  font-size: 1.05rem;
  letter-spacing: 0.02em;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.partner-block {
  padding: clamp(3.5rem, 7vw, 5rem) 0;
  background: #f6f6f6;
}

.partner-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.partner-card {
  padding: 2rem 1.75rem;
  background: var(--white);
  border: 1px solid var(--gray-light);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.partner-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.06);
}

.partner-card h3 {
  margin: 0 0 0.75rem;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.partner-card p {
  margin: 0;
  font-size: 0.92rem;
  line-height: 1.6;
  color: var(--gray);
}

.apply-block {
  padding: clamp(3.5rem, 7vw, 5rem) 0;
  background: var(--black);
  color: var(--white);
  text-align: center;
}

.apply-block h2 {
  margin: 0 0 2rem;
  font-size: clamp(1.35rem, 2.8vw, 1.85rem);
  font-weight: 400;
  line-height: 1.45;
  text-transform: none;
  letter-spacing: 0.01em;
}

.products-block {
  padding: clamp(4rem, 8vw, 6rem) 0;
}

.products-block__intro {
  max-width: 42rem;
  margin: 0 auto 2.5rem;
  text-align: center;
  color: var(--gray);
  line-height: 1.75;
}

.product-rows {
  display: grid;
  gap: 1rem;
}

.product-row {
  position: relative;
  display: block;
  min-height: clamp(12rem, 22vw, 16rem);
  overflow: hidden;
  color: var(--white);
}

.product-row img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}

.product-row__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(0, 0, 0, 0.72) 0%, rgba(0, 0, 0, 0.35) 55%, rgba(0, 0, 0, 0.15) 100%);
}

.product-row__content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  max-width: 34rem;
  min-height: inherit;
  padding: 2rem 2.5rem;
}

.product-row h3 {
  margin: 0 0 0.5rem;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.product-row p {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.86);
}

.product-row:hover img {
  transform: scale(1.03);
}

.testimonials-block {
  padding: clamp(4rem, 8vw, 6rem) 0;
  background: #f6f6f6;
}

.testimonial-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.testimonial-card {
  margin: 0;
  padding: 2rem 1.75rem;
  background: var(--white);
  border: 1px solid var(--gray-light);
}

.testimonial-card p {
  margin: 0 0 1.25rem;
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--gray);
}

.testimonial-card footer {
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--black);
}

.intro-block {
  padding: clamp(4rem, 8vw, 6rem) 0;
  text-align: center;
}

.intro-block h2 {
  margin: 0 0 1rem;
  font-size: clamp(1.35rem, 2.6vw, 1.85rem);
  font-weight: 400;
  line-height: 1.4;
  text-transform: none;
}

.intro-block p {
  margin: 0;
  color: var(--gray);
  line-height: 1.75;
}

.float-enquire {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: 80;
  padding: 0.9rem 1.25rem;
  background: var(--black);
  color: var(--white);
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.float-enquire:hover {
  transform: translateY(-2px);
}

@media (max-width: 960px) {
  .partner-grid,
  .testimonial-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .partner-grid,
  .testimonial-grid {
    grid-template-columns: 1fr;
  }

  .product-row__content {
    padding: 1.5rem;
  }

  .float-enquire {
    right: 1rem;
    bottom: 1rem;
    min-height: 2.75rem;
    padding: 0.85rem 1.1rem;
    font-size: 0.68rem;
  }
}